Company Self Insured Health Plans for Greater Cost Control

Imagine360 helps employers explore company self-insured health plans that provide more control over benefit design and healthcare spending. With a self-funded plan, the employer pays eligible employee medical claims as they occur rather than paying a fixed premium to an insurance carrier. These plans can offer greater visibility into claims, flexibility in benefit design, and opportunities to manage costs through strategies such as reference-based pricing. Employers commonly work with a third-party administrator to manage enrollment, claims processing, and plan operations, while stop-loss insurance can help protect against unusually high claims. Self-funding also requires careful risk management and regulatory oversight. Contact Imagine360 to discuss self-funded plan options for your organization.